Previously Known As : Sbi Corporate Bond Fund
Sbi Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹43.77(R) +0.04% ₹47.13(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.0% 6.9% 7.01% 6.84% 7.39%
LumpSum (D) 8.71% 7.59% 7.69% 7.55% 8.11%
SIP (R) -8.65% 5.84% 6.43% 5.88% 6.18%
SIP (D) -8.06% 6.54% 7.12% 6.56% 6.89%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.03 -0.01 0.66 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.32% 0.0% -0.36% - 0.73%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.49
0.0100
0.0400%
SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.95
0.0100
0.0400%
SBI Credit Risk Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.79
0.0100
0.0400%
SBI Credit Risk Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 21.93
0.0100
0.0400%
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH 43.77
0.0200
0.0400%
SBI CREDIT RISK FUND - DIRECT PLAN -GROWTH 47.13
0.0200
0.0400%

Review Date: 17-01-2025

Sbi Credit Risk Fund has exhibited good performance in the Credit Risk Fund category. The fund has rank of 4 out of 13 funds in the category. The fund has delivered return of 8.0% in 1 year, 6.9% in 3 years, 7.01% in 5 years and 7.39% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.32, VaR of 0.0, Average Drawdown of -0.36, Semi Deviation of 0.73 and Max Drawdown of -0.36. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Credit Risk Fund direct growth option would have grown to ₹10871.0 in 1 year, ₹12453.0 in 3 years and ₹14484.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Sbi Credit Risk Fund direct growth option would have grown to ₹11469.0 in 1 year, ₹39760.0 in 3 years and ₹71838.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.32 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.03 which shows good performance of fund in the credit risk fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.51
0.46
0.25 | 0.63 5 | 14 Good
3M Return % 1.77
1.53
1.13 | 1.77 1 | 14 Very Good
6M Return % 3.71
3.86
2.47 | 7.06 8 | 14 Good
1Y Return % 8.00
7.85
5.93 | 12.05 5 | 14 Good
3Y Return % 6.90
9.45
4.91 | 39.67 6 | 13 Good
5Y Return % 7.01
6.82
3.14 | 10.48 7 | 13 Good
7Y Return % 6.84
5.25
-1.47 | 7.57 5 | 13 Good
10Y Return % 7.39
6.40
3.00 | 7.75 3 | 9 Very Good
15Y Return % 8.03
7.65
7.27 | 8.03 1 | 2 Very Good
1Y SIP Return % -8.65
-8.74
-10.99 | -4.28 6 | 14 Good
3Y SIP Return % 5.84
6.37
4.55 | 11.03 7 | 13 Good
5Y SIP Return % 6.43
8.07
4.96 | 23.44 8 | 13 Good
7Y SIP Return % 5.88
6.16
3.43 | 12.68 7 | 13 Good
10Y SIP Return % 6.18
5.38
2.38 | 6.68 4 | 9 Good
15Y SIP Return % 7.21
6.96
6.72 | 7.21 1 | 2 Very Good
Standard Deviation 1.32
7.08
0.91 | 70.73 8 | 13 Good
Semi Deviation 0.73
1.84
0.73 | 11.98 1 | 13 Very Good
Max Drawdown % -0.36
-0.72
-2.85 | -0.26 4 | 13 Very Good
VaR 1 Y % 0.00
-0.23
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.36
-0.51
-1.08 | -0.26 4 | 13 Very Good
Sharpe Ratio -0.03
-0.23
-1.39 | 0.68 6 | 13 Good
Sterling Ratio 0.66
0.89
0.37 | 3.85 5 | 13 Good
Sortino Ratio -0.01
1.15
-0.40 | 14.66 6 | 13 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.57 0.52 0.28 | 0.71 6 | 14
3M Return % 1.94 1.72 1.21 | 1.97 2 | 14
6M Return % 4.06 4.27 2.65 | 7.53 9 | 14
1Y Return % 8.71 8.69 6.29 | 13.05 6 | 14
3Y Return % 7.59 10.29 5.92 | 40.08 7 | 13
5Y Return % 7.69 7.65 3.92 | 10.80 7 | 13
7Y Return % 7.55 6.09 -1.21 | 8.32 5 | 13
10Y Return % 8.11 7.29 3.95 | 8.57 3 | 9
1Y SIP Return % -8.06 -8.06 -10.69 | -3.47 7 | 14
3Y SIP Return % 6.54 7.21 5.56 | 11.39 8 | 13
5Y SIP Return % 7.12 8.91 5.99 | 23.82 9 | 13
7Y SIP Return % 6.56 6.96 4.18 | 12.97 7 | 13
10Y SIP Return % 6.89 6.24 3.20 | 7.45 4 | 9
Standard Deviation 1.32 7.08 0.91 | 70.73 8 | 13
Semi Deviation 0.73 1.84 0.73 | 11.98 1 | 13
Max Drawdown % -0.36 -0.72 -2.85 | -0.26 4 | 13
VaR 1 Y % 0.00 -0.23 -1.48 | 0.00 8 | 13
Average Drawdown % -0.36 -0.51 -1.08 | -0.26 4 | 13
Sharpe Ratio -0.03 -0.23 -1.39 | 0.68 6 | 13
Sterling Ratio 0.66 0.89 0.37 | 3.85 5 | 13
Sortino Ratio -0.01 1.15 -0.40 | 14.66 6 | 13
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.04 ₹ 10,004.00 0.04 ₹ 10,004.00
1W 0.11 ₹ 10,011.00 0.13 ₹ 10,013.00
1M 0.51 ₹ 10,051.00 0.57 ₹ 10,057.00
3M 1.77 ₹ 10,177.00 1.94 ₹ 10,194.00
6M 3.71 ₹ 10,371.00 4.06 ₹ 10,406.00
1Y 8.00 ₹ 10,800.00 8.71 ₹ 10,871.00
3Y 6.90 ₹ 12,217.00 7.59 ₹ 12,453.00
5Y 7.01 ₹ 14,031.00 7.69 ₹ 14,484.00
7Y 6.84 ₹ 15,891.00 7.55 ₹ 16,642.00
10Y 7.39 ₹ 20,403.00 8.11 ₹ 21,801.00
15Y 8.03 ₹ 31,847.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.65 ₹ 11,429.62 -8.06 ₹ 11,468.53
3Y ₹ 36000 5.84 ₹ 39,346.96 6.54 ₹ 39,760.38
5Y ₹ 60000 6.43 ₹ 70,603.80 7.12 ₹ 71,837.58
7Y ₹ 84000 5.88 ₹ 103,565.62 6.56 ₹ 106,085.28
10Y ₹ 120000 6.18 ₹ 164,858.16 6.89 ₹ 171,065.28
15Y ₹ 180000 7.21 ₹ 318,373.20 ₹


Date Sbi Credit Risk Fund NAV Regular Growth Sbi Credit Risk Fund NAV Direct Growth
17-01-2025 43.7692 47.1258
16-01-2025 43.7537 47.1082
15-01-2025 43.715 47.0657
14-01-2025 43.7015 47.0503
13-01-2025 43.6915 47.0387
10-01-2025 43.7196 47.0663
09-01-2025 43.7112 47.0565
08-01-2025 43.7134 47.058
07-01-2025 43.7189 47.063
06-01-2025 43.6986 47.0404
03-01-2025 43.672 47.0092
02-01-2025 43.6631 46.9988
01-01-2025 43.6547 46.9889
31-12-2024 43.6543 46.9876
30-12-2024 43.6278 46.9582
27-12-2024 43.5987 46.9244
26-12-2024 43.5759 46.899
24-12-2024 43.582 46.9038
23-12-2024 43.5799 46.9007
20-12-2024 43.5552 46.8716
19-12-2024 43.5278 46.8413
18-12-2024 43.5551 46.8698
17-12-2024 43.546 46.8592

Fund Launch Date: 05/Jul/2004
Fund Category: Credit Risk Fund
Investment Objective: To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund Description: An open-ended Debt Scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund Benchmark: CRISIL Credit Risk Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.